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Make a decision about your health in less than 20 minutes

November 6, 2017

This is a sponsored post by UnitedHealthcare. All thoughts and opinions are my own.

Everyone has a short attention span these days. Either that or they want things done easily. We now have grocery stores that deliver, lyfts to take you where you want to go, books on our cell phone. Everyone wants things done quickly. In my previous post, I mentioned that small business employees now have the easy option to sign up for healthcare and it only takes 20 min. It’s already hard as a business owner so I don’t want to complicate matters by making my employees jump through hoops to get the healthcare they need. My employees trust me to make sure I am not adding more work to them so I walked one of my employees through the process and we were done before she finished her coffee and she always finishes her coffee fast! I will walk through the steps that we did so you can see for yourself how easy this was.

Step 1. 

Bring me coffee…..ok that might not be step one but let’s start with coffee, shall we.

Go to Unitedhealthcare Small Business Website and get started by entering basic information.

Start by simply entering your company’s zip code or city. Plans aren’t currently available in all states, so if your state isn’t covered then you can contact an adviser for more options. Next, just enter the number of employees in your company and the date that you’d like your coverage to begin.

Step 2.

Find the right Medical plans. This is crucial because you don’t want to sign up for the wrong things. You can choose to offer the plans to your employees or you can pick a few. I choose to offer the plans to my employees because they each have different needs. There are high-deductible (low premium, higher cost of care), mid-deductible (balance of premium and cost of care), and low-deductible (high premium, lower cost of care) options. You can group plan options based on network, metal tier, or deductible. I loved that I had the option to explore common employee profiles to better understand the lifestyles of each of my employees. This offered me insight into their insurance needs based on how young they are, how healthy they are, if they single, etc.

Step 3.

Let’s import employee details. Some of the details will include Employee initials, ZIP Code, Age, Gender, & option to add spouses and children. You don’t even have to input each employee if you don’t want too. I know some of you are very particular about details but if you already have your employees info in a spreadsheet such as Xero, Excel, or Quickbooks you can easily import the details. (BTW you should have this already for easy access this makes your job easier especially during tax time also)

Step 4. 

You are almost done! Decide on your monthly budget that you want to set for your company. Set the amount you, as an employer, want to pay each month with the interactive slider too. The Employee Fit Finder tool is a questionnaire for employees about their family and lifestyle to help them narrow down their plan choices.  For me, if I have healthy employees my work will get out better and faster so I want to make sure they have access to everything they need and cost may hit me now but in the long run, my company can run better because I made sure my employees had everything they needed healthwise. The budget I set has no effect on plan availability and there is a cost breakdown provided which helps me keep my budget in tip-top shape. There is a range of average employee costs because the amount an employee pays is based on the plan that they choose. My costs are however fixed. I love that I can attract new employees and keep my old by adjusting my budget specifically for healthcare.

Step 5.

Review and confirm your plans! You are done just confirm your benefits package and billing information. An advisor is always there to help you set up anything special that you need or if you need to add or take away from your coverage. Employers who offer 6 or more plans can let employees use the Employee Fit Finder tool.

You are done! 5 easy steps that will have your employees thanking you. This is an easy process that will help you and your employees be covered for anything life throws at them. Stop putting healthcare off and start the process today by going to ……

Hmmmmm my coffee is still hot!

The views expressed do not reflect those of UnitedHealthcare nor its affiliates. They are the personal opinions of the authors. While
UnitedHealthcare has made every attempt to ensure accuracy, the information contained in these blogs may change and UnitedHealthcare
assumes no responsibility for errors, omissions, contrary interpretations of the subject matter or information herein or for any losses,
injuries, or damages arising from its display or use. These blogs may connect to other websites maintained by third parties over whom
UnitedHealthcare has no control. UnitedHealthcare makes no representations as to accuracy, completeness, suitability, or validity of any
information contained in those linked blogs or third party websites. Blogs are for general informational purposes only and not intended to
be medical advice or a substitute for professional health care

  • Reply
    robin rue
    November 6, 2017 at 12:54 pm

    Wow, that sounds so easy to set up. I had no idea something that seems so complicated actually isn’t. This is going to help so many people.

  • Reply
    Alli Smith
    November 6, 2017 at 1:15 pm

    I didn’t realize that signing up for health care could be done in 20 minutes! That’s amazing and is such a great idea for small businesses. I like the idea of grabbing a cup of coffee as the first step!

  • Reply
    Amber Myers
    November 6, 2017 at 1:26 pm

    This sounds easy enough! At the moment we have health care through the military, but when my husband gets out, we might have to look at other options.

  • Reply
    Tomi C
    November 6, 2017 at 2:13 pm

    It really isn’t that complicated. With so many conversations about healthcare it can get a little confusing and it’s important for consumers to know there is help out there to simplify the process. Thanks for sharing this oh so timely info.

  • Reply
    Jenn @ EngineerMommy
    November 6, 2017 at 5:54 pm

    It’s so important to take healthcare seriously. It’s never a good idea to go without insurance. I didn’t realize the process of signing up was so quick and easy!!

  • Reply
    November 6, 2017 at 6:30 pm

    We are very lucky to have great health care through our work. Nice information for those who need to sign up and decide what plan they need.

  • Reply
    November 6, 2017 at 7:14 pm

    I agree, all things should start with coffee. This looks like an easy way to shop for employee health insurance.

  • Reply
    November 6, 2017 at 10:03 pm

    Ok. I had no idea that all you need is 20 minutes. All I need to do is swap that coffee for my beloved tea and I can start signing up for a health plan.

  • Reply
    November 6, 2017 at 10:16 pm

    This is a great idea for anyone who works for themselves and ends good insurance! I get mine through my employer so I am lucky!!

  • Reply
    November 6, 2017 at 10:57 pm

    When I was taking Benefits as an elective, it wasn’t as simple as how it’s described in this post to set up healthcare. This is a great setup to secure healthcare for employees.

  • Reply
    Our Family World
    November 6, 2017 at 11:37 pm

    Very informative article. I will consider this if I start out on a business venture. I mean, employees take care of your business, so it is just right that you take care of their health too.

  • Reply
    Liz Mays
    November 7, 2017 at 1:57 am

    I’m glad it’s so easy to get coverage for employees. The easier, the better! I can imagine it being overwhelming without an easy system!

  • Reply
    Evelyn Reese
    November 7, 2017 at 2:06 am

    These steps would certainly make the process easier for business. This was a very informative post, Thank you!

  • Reply
    November 7, 2017 at 2:30 am

    Insurance is so confusing. I’m glad United Healthcare is trying to make it easier to understand for business owners.

  • Reply
    November 7, 2017 at 3:05 am

    This sounds pretty easy to set up. It’s nice to know there are companies out there that really care and put their customers first.

  • Reply
    November 7, 2017 at 3:21 am

    This sounds super easy. And from being in the medical field previously, I know that United Healthcare is definitely a good choice.

  • Reply
    valmg @ Mom Knows It All
    November 7, 2017 at 4:20 am

    Healthcare is such a stressful topic for all involved because everyone needs different things. It’s great that they have different options to easily choose.

  • Reply
    November 7, 2017 at 8:10 am

    This is great info. It’s important for people to see how easy it can be to select good care. I had United Healthcare for a time last year and they really took great care of my maternity care.

  • Reply
    Lia World Traveler
    November 7, 2017 at 11:21 am

    Such an important reminder to remain focused on health and finding the plan that works best for you.

  • Reply
    Sandy N Vyjay
    November 7, 2017 at 2:49 pm

    Healthcare plans are very important and vital. Technology has ensured that much of the paperwork is eliminated in the process. Completing the process in 20 minutes is really quick.

  • Reply
    Chubskulit Rose
    November 7, 2017 at 6:39 pm

    A cup of coffee is always a good start. Thanks for this helpful article, it’s vital for every one of us..

  • Reply
    November 7, 2017 at 8:52 pm

    This sounds like a very simple process. Health care can be so confusing sometimes. It is nice when there are resources to make things easier. Thanks for sharing, this is useful especially when I have my family to think about.

  • Reply
    November 7, 2017 at 9:49 pm

    Great Infomation! We used to have United Healthcare I actually miss them, they were so easy to deal with!

  • Reply
    Jilly Spellman
    November 8, 2017 at 3:16 am

    Thankfully I have insurance through my husband, but United Health Care is awesome. His work switched to another provider and they are not as good.

  • Reply
    Sapphire Kharyzma
    November 8, 2017 at 4:05 am

    This is great, essential information. I think it’s important to be informed, especially with the lack of advertising and promotion!

  • Reply
    November 8, 2017 at 6:06 am

    Coffee starts all of my big life decisions! Medical coverage is important to us all, but my kiddos have put ours to good use. Need to check out the site. Just because it’s important doesn’t mean it has to take all day.

  • Reply
    Mimi Green
    November 8, 2017 at 11:54 am

    I’m going to share this with my Mom and sister. Both of them will rise for themselves. I want to be sure they know about all the option.

  • Reply
    November 8, 2017 at 6:48 pm

    Thank you for sharing this. It’s the right time to as we are now shopping for new insurance. This is great info!

  • Reply
    November 9, 2017 at 7:04 pm

    This is great information for people searching for good health insurance. Looks easy to set up as well

  • Reply
    Nanekia Ansari
    November 12, 2017 at 2:08 am

    Thanks this was very informative. Passing this along to my daughter.

  • Reply
    November 15, 2017 at 4:47 am

    20 minutes? Wow that isn’t bad at all.

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