This is a sponsored post by UnitedHealthcare. All thoughts and opinions are my own.
Everyone has a short attention span these days. Either that or they want things done easily. We now have grocery stores that deliver, lyfts to take you where you want to go, books on our cell phone. Everyone wants things done quickly. In my previous post, I mentioned that small business employees now have the easy option to sign up for healthcare and it only takes 20 min. It’s already hard as a business owner so I don’t want to complicate matters by making my employees jump through hoops to get the healthcare they need. My employees trust me to make sure I am not adding more work to them so I walked one of my employees through the process and we were done before she finished her coffee and she always finishes her coffee fast! I will walk through the steps that we did so you can see for yourself how easy this was.
Step 1.
Bring me coffee…..ok that might not be step one but let’s start with coffee, shall we.
Go to Unitedhealthcare Small Business Website and get started by entering basic information.
Start by simply entering your company’s zip code or city. Plans aren’t currently available in all states, so if your state isn’t covered then you can contact an adviser for more options. Next, just enter the number of employees in your company and the date that you’d like your coverage to begin.
Step 2.
Find the right Medical plans. This is crucial because you don’t want to sign up for the wrong things. You can choose to offer the plans to your employees or you can pick a few. I choose to offer the plans to my employees because they each have different needs. There are high-deductible (low premium, higher cost of care), mid-deductible (balance of premium and cost of care), and low-deductible (high premium, lower cost of care) options. You can group plan options based on network, metal tier, or deductible. I loved that I had the option to explore common employee profiles to better understand the lifestyles of each of my employees. This offered me insight into their insurance needs based on how young they are, how healthy they are, if they single, etc.
Step 3.
Let’s import employee details. Some of the details will include Employee initials, ZIP Code, Age, Gender, & option to add spouses and children. You don’t even have to input each employee if you don’t want too. I know some of you are very particular about details but if you already have your employees info in a spreadsheet such as Xero, Excel, or Quickbooks you can easily import the details. (BTW you should have this already for easy access this makes your job easier especially during tax time also)
Step 4.
You are almost done! Decide on your monthly budget that you want to set for your company. Set the amount you, as an employer, want to pay each month with the interactive slider too. The Employee Fit Finder tool is a questionnaire for employees about their family and lifestyle to help them narrow down their plan choices. For me, if I have healthy employees my work will get out better and faster so I want to make sure they have access to everything they need and cost may hit me now but in the long run, my company can run better because I made sure my employees had everything they needed healthwise. The budget I set has no effect on plan availability and there is a cost breakdown provided which helps me keep my budget in tip-top shape. There is a range of average employee costs because the amount an employee pays is based on the plan that they choose. My costs are however fixed. I love that I can attract new employees and keep my old by adjusting my budget specifically for healthcare.
Step 5.
Review and confirm your plans! You are done just confirm your benefits package and billing information. An advisor is always there to help you set up anything special that you need or if you need to add or take away from your coverage. Employers who offer 6 or more plans can let employees use the Employee Fit Finder tool.
You are done! 5 easy steps that will have your employees thanking you. This is an easy process that will help you and your employees be covered for anything life throws at them. Stop putting healthcare off and start the process today by going to Unitedhealtcare.com ……
Hmmmmm my coffee is still hot!
31 Comments
robin rue
November 6, 2017 at 12:54 pmWow, that sounds so easy to set up. I had no idea something that seems so complicated actually isn’t. This is going to help so many people.
Alli Smith
November 6, 2017 at 1:15 pmI didn’t realize that signing up for health care could be done in 20 minutes! That’s amazing and is such a great idea for small businesses. I like the idea of grabbing a cup of coffee as the first step!
Amber Myers
November 6, 2017 at 1:26 pmThis sounds easy enough! At the moment we have health care through the military, but when my husband gets out, we might have to look at other options.
Tomi C
November 6, 2017 at 2:13 pmIt really isn’t that complicated. With so many conversations about healthcare it can get a little confusing and it’s important for consumers to know there is help out there to simplify the process. Thanks for sharing this oh so timely info.
Jenn @ EngineerMommy
November 6, 2017 at 5:54 pmIt’s so important to take healthcare seriously. It’s never a good idea to go without insurance. I didn’t realize the process of signing up was so quick and easy!!
candy
November 6, 2017 at 6:30 pmWe are very lucky to have great health care through our work. Nice information for those who need to sign up and decide what plan they need.
Lisa
November 6, 2017 at 7:14 pmI agree, all things should start with coffee. This looks like an easy way to shop for employee health insurance.
Terri
November 6, 2017 at 10:03 pmOk. I had no idea that all you need is 20 minutes. All I need to do is swap that coffee for my beloved tea and I can start signing up for a health plan.
ricci
November 6, 2017 at 10:16 pmThis is a great idea for anyone who works for themselves and ends good insurance! I get mine through my employer so I am lucky!!
Kat
November 6, 2017 at 10:57 pmWhen I was taking Benefits as an elective, it wasn’t as simple as how it’s described in this post to set up healthcare. This is a great setup to secure healthcare for employees.
Our Family World
November 6, 2017 at 11:37 pmVery informative article. I will consider this if I start out on a business venture. I mean, employees take care of your business, so it is just right that you take care of their health too.
Liz Mays
November 7, 2017 at 1:57 amI’m glad it’s so easy to get coverage for employees. The easier, the better! I can imagine it being overwhelming without an easy system!
Evelyn Reese
November 7, 2017 at 2:06 amThese steps would certainly make the process easier for business. This was a very informative post, Thank you!
Tonya
November 7, 2017 at 2:30 amInsurance is so confusing. I’m glad United Healthcare is trying to make it easier to understand for business owners.
Jenn
November 7, 2017 at 3:05 amThis sounds pretty easy to set up. It’s nice to know there are companies out there that really care and put their customers first.
Natasha
November 7, 2017 at 3:21 amThis sounds super easy. And from being in the medical field previously, I know that United Healthcare is definitely a good choice.
valmg @ Mom Knows It All
November 7, 2017 at 4:20 amHealthcare is such a stressful topic for all involved because everyone needs different things. It’s great that they have different options to easily choose.
Tonia
November 7, 2017 at 8:10 amThis is great info. It’s important for people to see how easy it can be to select good care. I had United Healthcare for a time last year and they really took great care of my maternity care.
Lia World Traveler
November 7, 2017 at 11:21 amSuch an important reminder to remain focused on health and finding the plan that works best for you.
Sandy N Vyjay
November 7, 2017 at 2:49 pmHealthcare plans are very important and vital. Technology has ensured that much of the paperwork is eliminated in the process. Completing the process in 20 minutes is really quick.
Chubskulit Rose
November 7, 2017 at 6:39 pmA cup of coffee is always a good start. Thanks for this helpful article, it’s vital for every one of us..
Marysa
November 7, 2017 at 8:52 pmThis sounds like a very simple process. Health care can be so confusing sometimes. It is nice when there are resources to make things easier. Thanks for sharing, this is useful especially when I have my family to think about.
Carissa
November 7, 2017 at 9:49 pmGreat Infomation! We used to have United Healthcare I actually miss them, they were so easy to deal with!
Jilly Spellman
November 8, 2017 at 3:16 amThankfully I have insurance through my husband, but United Health Care is awesome. His work switched to another provider and they are not as good.
Sapphire Kharyzma
November 8, 2017 at 4:05 amThis is great, essential information. I think it’s important to be informed, especially with the lack of advertising and promotion!
Melanie
November 8, 2017 at 6:06 amCoffee starts all of my big life decisions! Medical coverage is important to us all, but my kiddos have put ours to good use. Need to check out the site. Just because it’s important doesn’t mean it has to take all day.
Mimi Green
November 8, 2017 at 11:54 amI’m going to share this with my Mom and sister. Both of them will rise for themselves. I want to be sure they know about all the option.
Bernetta
November 8, 2017 at 6:48 pmThank you for sharing this. It’s the right time to as we are now shopping for new insurance. This is great info!
Kiwi
November 9, 2017 at 7:04 pmThis is great information for people searching for good health insurance. Looks easy to set up as well
Nanekia Ansari
November 12, 2017 at 2:08 amThanks this was very informative. Passing this along to my daughter.
Holly
November 15, 2017 at 4:47 am20 minutes? Wow that isn’t bad at all.